Specific Defect Survey

Why Might You Need a Specific Defect Survey?

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A Specific Defect Survey is ideal if you suspect that the rest of the property is in good condition, but you have concerns about a particular aspect. Here are some common reasons why you may need one:

1. Mortgage Lender Requirements

If your mortgage lender requests a structural report on a specific defect before agreeing to lend, a Specific Defect Survey will meet that requirement.

2. Concerns About a Property You’re Buying

If you’ve spotted a potential issue in a property you’re interested in purchasing, a Specific Defect Survey can provide detailed information about the extent of the problem and the cost of repairs. This helps you make an informed decision about whether to proceed with the purchase or negotiate a lower price.

3. Further Investigation Following a General Survey

Sometimes, a general survey may highlight a potential issue, prompting the need for a more in-depth investigation. In such cases, a structural engineer’s assessment may be recommended. A Specific Defect Survey is ideal when a specific concern needs further expert analysis.

4. Peace of Mind Before Undertaking Building Works

If you’re planning to carry out building work at your own home and have concerns, a Specific Defect Survey can give you clarity. For example, we often conduct surveys to determine if walls are load-bearing or if additional support beams are needed when removing a chimney breast.

5. Second Opinion for Vendors

If you’re selling a property and the buyer’s survey raises concerns (such as cracks in the walls), you might want a second opinion to help with negotiations. A structural survey can help clarify whether the cracks are due to subsidence or are just superficial, which can be important in settling a deal.